The Benazir Income Support Programme (BISP) is one
of Pakistan’s largest social safety nets, aimed at providing financial support
to low-income families. Launched in 2008, it aims to reduce poverty by offering
cash assistance and ensuring basic economic security for millions. Over the
years, BISP has introduced various digital tracking systems to ensure
transparency and efficient distribution of funds.
This guide covers the importance of BISP, its objectives,
steps to apply, ways to check payments, and FAQs. The article is structured to
offer a detailed yet straightforward explanation.
Why Benazir Income Support Programme is Important
The BISP plays a significant role in:
Poverty Alleviation: It provides financial assistance to
underprivileged families, reducing the financial gap.
Women Empowerment: The primary beneficiaries are women,
which supports their economic participation.
Health and Education: BISP’s payments help families cover
essential expenses, including health and educational needs.
5 Reasons Why BISP Matters
Direct Financial Assistance
The program directly transfers cash to eligible families, ensuring they can
meet basic needs.
Empowering Women
BISP benefits are given to women as primary recipients, giving them financial
control and promoting gender equality.
Transparent Payment System
BISP offers digital payment methods and online tracking options to maintain
transparency.
Easy Application and Tracking
With the availability of online tracking by CNIC and mobile, beneficiaries can
easily monitor payments.
Coverage Across Pakistan
BISP operates nationwide, reaching remote areas to ensure no eligible family is
left out.
Steps to Apply for the Benazir Income Support Programme
To register for BISP, follow these steps:
Eligibility Check
Visit the official BISP website or nearby registration center to confirm
eligibility based on income and other criteria.
Form Submission
Complete the registration form at designated BISP offices or through mobile
units.
Verification Process
BISP conducts a verification check through NADRA, ensuring all information is
accurate.
Notification
Once verified, you’ll receive an SMS notification about your application
status.
Collect Your Payment
Approved beneficiaries can collect payments via BISP ATMs or partner banks.
How to Check BISP Payment Status Online
Here’s how beneficiaries can track payments:
BISP Online Portal
Visit the BISP official website, enter your CNIC, and check your payment
status.
SMS Service
Send your CNIC number to the designated BISP SMS code (e.g., 8171) to get
payment details.
ATM Card Tracking
BISP ATM cardholders can check their balance at ATMs or through the BISP
balance check portal.
Mobile App
BISP’s mobile app allows users to check their payment status, transaction
history, and balance directly.
|
Method |
Details |
|
BISP Online Portal |
Check payment using CNIC |
|
SMS Service |
Send CNIC to 8171 |
|
ATM Card Tracking |
Use BISP ATM or partner ATMs |
|
Mobile App |
Check balance and transactions |
Comparison: BISP vs. Ehsaas Emergency Program
|
Feature |
Benazir Income Support Programme (BISP) |
Ehsaas Emergency Program |
|
Target Audience |
Low-income families |
Families affected by COVID-19 |
|
Payment Method |
ATM, partner banks, mobile app |
Direct transfer to bank accounts |
|
Application Process |
Online and in-person |
Mainly SMS-based registration |
|
Primary Beneficiaries |
Women |
Both men and women |
|
Tracking Options |
CNIC-based online and SMS check |
SMS and online portal |
Frequently Asked Questions (FAQs)
1. How can I check my BISP payment status?
You can check your status via the BISP online portal or by
sending your CNIC number via SMS to 8171.
2. Who is eligible for the BISP?
BISP targets low-income families, especially focusing on
female family heads. Eligibility is determined through income assessments.
3. Can I use my BISP ATM card at any ATM?
Yes, BISP ATM cards can be used at designated partner ATMs
to withdraw funds.
4. What if I lose my BISP ATM card?
Contact the nearest BISP office or call the helpline for
assistance with card re-issuance.
5. Is there any fee for the BISP application?
No, the application process for BISP is free.
Conclusion
The Benazir Income Support Programme (BISP) serves as a
critical safety net for Pakistan's low-income population, addressing poverty,
gender inequality, and financial security. It empowers women by making them the
main beneficiaries and provides transparent and accessible payment and tracking
options. By understanding the application process, eligibility, and payment
tracking, beneficiaries can maximize the support BISP offers.
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